What is Android Pay?
Android Pay will be Google's newest mobile payment app. It will work on devices running Android 4.4 KitKat and up. In Android 4.4 Google introduced native support for tap & pay mobile wallet apps. In the spirit of open source this was a good thing, it allowed developers the chance to become the next mobile wallet app of choice. The only problem is that mobile payments are extremely complex and the support in Android 4.4 was just to allow apps to work better in instances where multiple mobile wallets were installed and just overall better support. When you create a mobile wallet app you need to have agreements with financial institutions to facilitate those transactions. Android Pay does that by creating a better platform for these apps. It is the same thing as Google Wallet but when something is labeled Android that means it is open source and can be used by other developers where you couldn't do that with Google Wallet.
The other neat feature that this will allow is for shopping apps. When you go to check out you can use Android Pay instead of entering in all your information. Apple Pay has a very similar (may be the same) implementation and this would essentially allow the user to store their payment information and not have to enter it into every app they buy items from.









